Terms and Conditions

Please read all these terms and conditions.

These Terms and Conditions mean that we can do business with you and make a legally enforceable agreement without further reference to you.


These Terms and Conditions will apply to all purchase of services and goods by you our customers. As a customer, you agree to pay for all purchases upon receipt. Charges billed, but not paid within thirty days will be considered delinquent and subject to finance charges.

Finance Charges

The FINANCE CHARGE for individuals is computed by a periodic rate of 2% per month which is an ANNUAL PERCENTAGE RATE OF 24% applied to the "Previous Unpaid Balance less Current Credits." Current credits are payments or credits received before payment is due. The minimum payment due will be payment of Buyer's indebtedness in full. If not paid, Customers may declare the unpaid balance due and payable immediately. You agree to pay collection expenses, including reasonable attorney's fees and court costs, if it is necessary to collect through legal action. 
You assume full responsibility for all materials purchased from Interpersonal Wellness Services Inc. You also agree to be personally liable for all charges, and individually guarantee payment of all charges promptly.  
We do not offer refund on courses and training. We do however offer a credit note that can be used towards the purchase of any future training and events held by Interpersonal Wellness Services Inc. globally. 
We retain the right to refuse purchases that do not include the proper documentation such as purchase orders, job numbers, job addresses, and a current list of employees permitted to order, pickup, and attend. 
Interpersonal Wellness Services Inc. reserves the right to send out "Notice to Owners" and file Liens on past due accounts and use any legal means available to force collection if necessary.